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Capital-Safe FD + Algo

Bank-backed security combined with automated Nifty income. The lowest-risk strategy in our investment suite.

The Capital-Safe FD + Algo Plan

Your money stays safely in the bank while our algorithms work in the market. By pledging your Fixed Deposit, you earn guaranteed bank interest plus automated Nifty option income without exposing your capital to equity volatility.

FD plus Algo Strategy

Pillar 1: Bank Fixed Deposit (Core Asset)

Target: 7% – 8% Guaranteed Bank Interest

  • Capital in Bank: Your money remains in your preferred bank as a Fixed Deposit.
  • Zero Market Risk: Principal protected by bank-level guarantees.
  • Safe Foundation: Forms the lowest-risk base of the entire strategy.

Pillar 2: Nifty Algo Booster (Yield Engine)

Target: 7% – 8% Additional Annual Return

  • FD Pledging: Unlock trading margin without withdrawing a single rupee from your bank.
  • 0.6% – 0.7% Monthly: Automated Nifty option selling using time-decay strategies.
  • Market-Neutral: Focuses on theta, not market direction.

Expected Performance: 14% – 15% CAGR

By combining guaranteed FD interest with disciplined algorithmic trading income, this plan nearly doubles the return of a standard FD while maintaining ultra-low risk.

FD vs FD + Algo Strategy

FeatureStandard Bank FDFD + Algo Plan
Principal SafetyBank GuaranteedBank Guaranteed
Guaranteed Return7–8%7–8%
Algo Yield0%+7–8%
Total Expected CAGR7–8%14–15%
Risk CategoryLowestUltra-Low (Managed)
PayoutsMaturity / QuarterlyMonthly Profits Available

Non-Negotiable Risk Shield

  • 10% Global Capital Stop: Algo halts instantly if drawdown reaches 10%.
  • Delta-Neutral Execution: Profits from time decay, not market prediction.

How We Execute This Successfully

  1. Bank Setup: Create pledge-eligible FD with ICICI, HDFC, Axis, or partner banks.
  2. Margin Creation: Digital FD pledging to demat.
  3. Algo Integration: Nifty option selling system linked to your margin.
  4. Monthly Payouts: Bank interest + withdrawable algo profits every month.

The peace of an FD. The power of an Algo.

ShareMrKit